Features

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Features

Astra 5 offers a whole host of features suited to the needs of large enterprises, including generous waivers on cash deposit and withdrawal charges, cheque deposits and returns, good on-call facility, and free cheque books, RTGS, and NEFT

Comfortable Quarterly Balance

Maintain an Average Quarterly Balance of Rs. 5 Lakhs

Free Business Power Platinum Debit Card

Daily purchase limit of Rs. 2.5 lakhs and daily ATM cash withdrawal limit of Rs. 2 lakhs

Kotak ActivMoney

Current account balance converts to term deposits, to help earn attractive returns on idle balances

Kotak Credit Access

Unsecured overdraft facility up to Rs. 15 lakhs for short-term business requirements (2)

Free Unlimited Demand Drafts

Payable at Kotak Bank branch locations.

More Features & Benefits

Free outstation cheque collection at Kotak Bank branches
Free access at all domestic and international VISA ATMs with Kotak Business Platinum Debit Card
Unlimited Free demand drafts payable at non-Kotak bank branches
Free cheque collection through Speed Clearing
Free multi-city cheque books (at par cheque books)
Free cash withdrawal at the home branch location
Free cash withdrawal at non-home branches - up to Rs 5 lakh per day
Free cash deposit upto 10 times of the previous month's average credit balance, or Rs. 60 lakh, whichever is higher; standard charges apply thereafter at Kotak Branch location
Home-banking service: On call cash pickup and delivery. Free up to 7 cheque pick-up/DD delivery requests per month & thereafter standard charges. (1)
Free beat service: Daily visits to your home or office for picking up and depositing cheques into your account Waiver on outward cheque returns (up to 10 instruments per month)
Free NEFT and RTGS at the branch and through net-banking
Free 24x7 net, mobile, phone, and SMS banking
Free alerts through email and SMS
Kotak Circle: Facility to club multiple current and saving accounts – this provides the flexibility to maintain minimum group AQB balance in any one or more accounts
A dedicated relationship manager who will be a single point of contact with the bank
Better forex rates and efficient trade services
Forex Live – An internet-based foreign exchange trading platform that enables buying and selling foreign currency for import/export transactions and other remittances (3)
Cash management services
Payment gateway solutions for quick receipt of payments from customers (4)
Point of Sales (POS) Solutions – Standalone POS terminals / Wireless POS Terminals - GPRS (4)

Disclaimers

Refer the General Schedule of Features & Charges (GSFC) to know Home Banking charges applicable as per your account type.
Kotak Credit Access - Unsecured overdraft facility up to Rs. 15 lac for business emergencies
Conditions apply. Available in select locations only. Credit at the sole discretion of Kotak Mahindra Bank Ltd. and is subject to the guidelines issued by the RBI periodically. The bank may engage the services of marketing agents for sourcing loan assets.
At the bank's discretion.
Offered through third-party tie-ups.

All the features and benefits are subject to terms, conditions, and exclusions. Please refer to the ‘General Schedule of Features and Charges’ for more details.