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Frequently Asked Questions

Can I get any benefit if I am an existing Kotak Bank current account or savings account customer?

Yes. We offer preferential interest rate, faster processing & doorstep service to existing bank customers while taking our business loan.

What is the minimum turnover requirement for a Business Loan?

For availing Kotak’s business loan, the minimum turnover required is Rs.40 Lakhs.

Which entities can avail a business loan?

Our business loan is for Manufactures, Traders, Self-employed professionals, Restaurants, Hospitals, etc.

Is part payment allowed in a business loan?

No, part payment is not allowed for business loans.

What is the minimum and maximum loan limit offered for a business loan?

Kotak Business Loans range from Rs.3 lakhs to Rs.1 crore. We also offer loans against credit card receivables (FCCR) with a maximum loan amount of Rs.3 crore.

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Business Loan Guide

You are never too far away from quick, efficient banking services. Locate your nearest branch or an ATM.

For assistance, call us at 1800 209 5600 from Monday to Saturday (9:30 am to 6:30 pm, excluding holidays)

Your opinion is important to us. We'll check how we can use it to improve our services

You are never too far away from quick, efficient banking services. Locate your nearest branch or an ATM.

For assistance, call us at 1800 209 5600 from Monday to Saturday (9:30 am to 6:30 pm, excluding holidays)

Your opinion is important to us. We'll check how we can use it to improve our services

Facility Against Credit Card Receivables

Get in-principle sanction letter instantly through chat

Open a Current Account

Frequently Asked Questions

Can I get any benefit if I am an existing Kotak Bank current account or savings account customer?

What is the minimum turnover requirement for a Business Loan?

Which entities can avail a business loan?

Is part payment allowed in a business loan?

What is the minimum and maximum loan limit offered for a business loan?

Related Products

Loan Against Property

Current Account

Privy League

Key things to consider while taking a business loan