Download the app from Apple Appstore/Google Play Store
Step 2
Select ‘Click Here to Log in’
Step 3
On the registration screens select ‘No, I don’t have my registered SIM in this phone’
Step 4
Tap on ‘Activate from another device’
Step 5
Enter your CRN & MPIN.
Step 6
A QR code will be generated on the screen
Step 7
Now open Kotak Mobile Banking app on already activated device (your original app/phone) and click on the top left burger menu and select Device Management
Step 8
You will see a pending request. Please accept the pending request for a new device by clicking on Approve.
Step 9
You will get a confirmation pop up screen in 9 different languages including Hindi & English. Once you select confirm, your mobile camera opens automatically. With the help of this camera please scan the QR code which is displayed on your new device
Step 10
Once the QR code is scanned, the new device is activated
Transfer Money
Use One Time Transfer to transfer funds without registering a beneficiary.
Transfer funds using NEFT / RTGS to your registered beneficiaries
Send and receive money from your contacts using UPI
Send Money to your Contacts, without worrying about the payment app they use or their bank details with Pay your Contact
Scan & Pay
Simply Scan the QR and make payments at any merchant without the hassle of cash payments.
Bill Pay
Register for BillPay to instantly pay your utility bills
Pay due bills and recharge for your mobile, DTH, landline and many more
Setup auto pay to automatically pay your upcoming bills and avoid late payment fees
Loans
Need funds for a personal or commercial requirement? Apply for Personal Loan.
Apply for Gold Loan and make the gold in your locker work for you and fulfil all your financial needs
Your dream house can become a reality now, Apply for Home Loan
Get a step more closer to your dream car. Apply for a Car Loan
Capitalize your investments without selling them, Apply for Loan Against Securities
Investment
Purchase Mutual Funds (SIP / one time)
Redeem Mutual Funds
Keep a track of your investments
KayMall – Travel, Shop & more
Book train tickets (IRCTC Authorized Partner), Flight Tickets, Bus Tickets, Hotels.
Shop on Amazon, Flipkart, BigBasket, Tata 1MG and more in KayMall.
Insurance
Apply for Health Insurance and forget the stress of medical expenses.
Secure your every ride, be it to work, home or leisure with Two Wheeler & Motor Insurance
Enhanced security and support
Secure Device Management for ensuring your mobile banking is always secure, even on your multiple devices
24-hr support via Keya chat bot and Help centre
Report frauds and resolve transaction disputes directly withinin the app