Erstwhile ING Customers - Net Banking - Ways to Bank - Digital Banking

Home

Services

Products

Help

Get App

ING Vysya Bank systems have merged with Kotak Mahindra Bank systems. Now, Kotak Mahindra Net Banking will be a single access to all your Banking, Credit Card, Demat, Loan, Investment accounts and more.

How to login: Retail Net Banking:

Click on KOTAK LOGIN on the right hand side of the website and select "Net Banking". Enter your CRN* (user ID) along with the existing ING Vysya (Now Kotak) Net Banking password.

Business Net Banking (Corporate users):

No separate login for corporate users. Click on KOTAK LOGIN and select Net Banking. Login using your CRN (user ID) along with the existing ING Vysya (Now Kotak) Net Banking password.

Joint Account holders:

Will be able to login and view account details. Online transactions are currently unavailable. This will be enabled shortly. * Your Customer ID / CIF has now been renamed as "CRN (user id)". In case your Customer ID / CIF has changed to a new Customer Relationship Number (CRN), you would have got that intimation, please use the new CRN. You can also check your new CRN on https://www.kotak.com.

What doesn't change when you use the new Kotak Net banking platform:

Transfer funds hassle free to your existing beneficiaries
View all your past transaction records
All your registered bills under BillPay module and Payments for "AutoPay" bills continue

What's different from erstwhile ING Vysya (Now Kotak) Net Banking

Make sure your latest email id and mobile number is registered with the bank, to have uninterrupted access your Net banking services
Receive a One Time Password (OTP) on your registered email ID & mobile number, during login, as a second factor authentication. No need to enter transaction password for each transaction now, post login.
Choose "Kotak Mahindra Bank" instead of "ING Vysya now Kotak" as the Payment Gateway for online shopping transactions.For online shopping, One Time Password (OTP) will be sent on your registered mobile number only
Set new Security Questions (by clicking on 'Profile' link post login to Net Banking). Security Questions set earlier with "ING Vysya Now Kotak" Net Banking are not valid.
Generate Net Banking password online using Debit/Credit card or via Security Questions
Beneficiary registration is mandatory for all IMPS (P2A and P2P) transactions. Ad-hoc IMPS transaction not allowed through Net banking
Receive and enter 6-digit Beneficiary Activation Code (BAC) instead of OTAC for new Beneficiary activation
For new beneficiary activation, cooling period is now 24 hours. During the cooling period, you may transfer up to Rs. 50000 per transfer type, to new beneficiary
For downloading forms, directly click on 'Download Forms' on www.kotak.com or visit the nearest branch. Functionality of "My Forms" is unavailable
You can now request DD to be delivered to your address or beneficiary address directly through Net banking. Delivery at branch option is now disabled
Display of Debit card rewards is not immediately available. Functionality will be available shortly

What's New for you with Kotak Mahindra Net Banking?

Recurring transfers: You can now pre-schedule fund transfer transactions
e-Tax: Pay any state taxes online
Recharge: Recharge your mobile & DTH through BillPay
eStore: Book flights, hotels & bus tickets, your bank/card details will be auto populated
Mail Money: Transfer money by just providing beneficiary email ID and mobile number
Net Card: A secure, virtual Credit Card used for shopping on any website that accepts VISA cards
Account Summary: View even before logging in, on the One Time Password page
BillPay: Mutual Fund & VISA Credit Card payments included now
ASBA: Now apply for Initial Public Offer / Follow on Public Offer online
Investments: Place future dated transactions for Purchase, Redeem and Switch of MF

Frequently Asked Questions

What is Micro ATM?

Micro ATM is a mini version of an ATM. Micro ATMs are like modified point of sales terminals this terminal can connect to banking network via GPRS to perform banking transactions. This machine contains card swipe facility. This initiative aims to bridge the gap between the need and availability of cash requirement in the eco-system.

This initiative aims to bridge the gap between the need and availability of cash requirement in the eco-system.

What is an OTP, and why is it important for credit card transactions?

OTP is a numeric or alphanumeric code a customer receives on their registered mobile number or email address to authenticate a credit card transaction.

It is an efficient way to ensure the genuine cardholder has initiated a credit card transaction.

Q1: Can I Add a Credit Card To Google Pay?

Yes, you can add a credit card to Google Pay using the following steps:

● Open the Google Pay app on your smartphone.

● Click “Add a card/bank account”.

● Enter your Kotak credit card details.

● Provide OTP.

How to open the Kotak UNI Student Bank Account?

You can open a Kotak UNI Student Bank Account digitally, from anywhere, thanks to the Video KYC feature. It involves getting on a video call with a Kotak bank executive to complete your KYC process, essentially ruling out a visit to a Kotak bank branch completely.

Can a senior citizen open a savings account?

Yes, a senior citizen can open Grand - Savings Account which is only applicable for Indian residents of age 55 years and above.

Showing 5 out of 4577 items

of 916

Presenting the all new Kotak Net Banking