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Investor Relations
Sustainability
Environmental Social and Governance

Sustainability

We at Kotak, nurture relationships across stakeholders, which helps us understand
pertinent issues, develop businesses, enhance shareholder value, manage risks
better and minimise impact on the environment and society at large. It is the
relationship based on trust and commitment to stakeholder interests that makes
Kotak Mahindra group’s operations robust, resilient and sustainable.

corporate-responsibility

Kotak’s Sustainability Journey

Environmental Social and Governance
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Environment Social Governance (ESG) Policy Framework

Kotak Mahindra Bank Limited (KMBL/ Bank) is committed to its mission of creating value for all its stakeholders. The Bank benchmarks itself to deliver world-class financial services and customer experience, by empowering and inculcating a spirit of entrepreneurship in its workforce and leveraging technology. At the core of the Bank’s ethos is the commitment to maintain the highest standards of governance and risk management. It is the Bank’s constant endeavour to contribute towards sustainable development and growth by adopting responsible business practices which serve the interest of all its stakeholders, including the environment and society at large. This policy framework elucidates the Bank’s approach to align its business strategy, processes and disclosures with national and international ESG standards and frameworks.)

To view the complete ESG Policy Framework, please click here.

Download Environmental Social Governance (ESG) Reports

CDP responses of Kotak Mahindra Bank

CDP 2023
CDP 2022
CDP 2021
CDP 2020
CDP 2019
CDP 2018
CDP 2017
CDP 2016
CDP 2015
CDP 2014

Business Responsibility Report (BRR)

Business Responsibility Report FY 20 - 21
Business Responsibility Report FY 19 - 20
Business Responsibility Report FY 18 - 19
Business Responsibility Report FY 17 - 18
Business Responsibility Report FY 16 - 17
Business Responsibility Report FY 15 - 16
Business Responsibility Report FY 14 - 15
Business Responsibility Report FY 13 - 14
Business Responsibility Report FY 12 - 13
Sustainability Report of FY 11-12

Integrated Reports

Integrated Annual Report FY 2023-24
Integrated Annual Report FY 2022-23
Integrated Annual Report FY 2021-22
Integrated Report FY 2020-21

Prakash Apte

Non-Executive Independent Part-time Chairman

Mr. Prakash Apte, aged 67 years, B.E. (Mechanical), served as Managing Director of Syngenta India Limited (“SIL”), an agricultural business company in India and a subsidiary of Syngenta Group, one of the largest research based agribusiness across the world, from November 2000 to April 2011. Mr. Apte has been the Non Executive Chairman of SIL from May 2011 till September 2021. He was instrumental in setting up the Syngenta Foundation India which focuses on providing knowledge and support for adopting scientific growing systems to resource poor farmers and enabling their access to market. In a career spanning over 40 years, he has extensive experience in various areas of management, business leadership and agriculture sector. In the more than 16 years of successful leadership experience in agriculture business, he has gained diverse knowledge in various aspects of businesses and has been involved with many initiatives for technology, knowledge and skills upgradation in this sector, which is vital for India’s food security. He was on the Boards of Syngenta Foundation India and Indo-Swiss Centre of Excellence upto 15th July, 2021 and 8th June, 2021, respectively. Mr. Apte was appointed as a Non-Executive Director of the Bank, with effect from 18th March,2011. He was appointed as the Part-time Chairman of the Bank, with effect from 20th July, 2018 and, thereafter, re-appointed for a period up to 31st December, 2023.

C. Jayaram

Non-Executive Director

Mr. C. Jayaram, aged 65 years, B. A. (Economics), PGDM-IIM, Kolkata, is the Non-Executive Director of the Bank. He has varied experience of over 38 years in many areas of finance and business and was earlier the Managing Director of Kotak Securities Limited. Mr. Jayaram headed the Private Banking business, Alternative Investments business including Private Equity funds and Real Estate funds and international operations for Kotak Group till his retirement as Joint Managing Director in April 2016.He was with the Kotak Group for 26 years and was instrumental in building a number of new businesses at Kotak Group. Prior to joining the Kotak Group, he was with Overseas Sanmar Financial Ltd.

Dipak Gupta

Joint Managing Director

Mr. Dipak Gupta, aged 60 years, B.E. (Electronics), PGDM-IIM, Ahmedabad, is the Joint Managing Director of the Bank and has over 35 years of experience in the financial services sector, 29 years of which, have been with the Kotak Group. He is a Whole Time Director of the Bank from 1 st October, 1999. Mr. Gupta helms numerous functions of the Bank including Information Technology, Digital Initiatives, Internal Audit, Human Resources, Vigilance, Customer Experience, Marketing & Communications, Environment Social Governance, Corporate Social Responsibility and Priority Sector Lending. Mr. Gupta was responsible for leading the Kotak Group’s initiatives into the banking arena. He was the Chief Executive Officer of Kotak Mahindra Prime Limited and prior to joining the Kotak Group, was with A. F. Ferguson & Company for approximately six years.

C S Rajan

Non-Executive Independent Director

Mr C S Rajan, aged 66 years, is a successful leader with over 40 years of experience across significant government portfolios. In roles ranging from Sub-divisional Magistrate and Collector to Chief Secretary and then Whole-time Dy. Chairman of the Chief Minister’s Advisory Council, Mr. Rajan has served the Government of Rajasthan in key sectors including Agriculture and Rural Development, Industry (including MSME), Infrastructure (including Roads and Energy), Financial Services, General Administration and Business Management et al. Mr. Rajan has served on a number of inter-disciplinary teams for review of World Bank projects, and also as a Consultant to the World Bank on a Study on Farmer Participation in Agricultural Research and Extension System. Mr. Rajan is currently serving as a Government of India appointed Non-Executive Chairman of Infrastructure Leasing & Financial Services Limited and was also its Managing Director from April 2019 to October 2022. Mr. Rajan has a post graduate degree in History from St. Stephen’s College, University of Delhi and is a retired IAS officer of the 1978 Batch.

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