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UNI Student Bank Account
(Discontinued)
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Experience the all-new Kotak Netbanking Lite
Simpler, smarter & more intuitive than ever before. Now accessible on your mobile phone!
A complete digital-first student banking experience
Enjoy a no-hassle, zero-balance student bank account
Curated brand offers and specifically tailored deals
Eligibility to get Student Loans as per specific requirements
Features |
Description |
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Experience Digital Banking with 200+ features on the Kotak Mobile Banking App |
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Free Platinum Debit Card with exclusive benefits and complementary insurance covers
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Eligibility to get Student Loans## as per specific requirements |
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1. Effective Feb 17, 2025, daily balances in Savings Account up to Rs. 50 Lakh will earn 3% interest p.a. and above Rs. 50 Lakh will earn 3.50% p.a. respectively. These interest rates are applicable to both Resident and Non Resident Accounts (NRE/ NRO).
2. ##Credit at the sole discretion of the Bank and subject to guidelines issued by RBI from time to time. Bank may engage the services of marketing agents for the purpose of sourcing loan assets.
3. Year is defined as period of 12 months from 1st January to 31st December for cheque book issuance charges
4. Click here for detail Terms and Condition related to Insurance Benefit on Debit card
Note: The above benefits & offers are subject to review and change from time to time.
Uni Account can be opened by resident individuals who are pursuing professional courses and are above 18 years of age
You can open a Kotak UNI Student Bank Account digitally, from anywhere, thanks to the Video KYC feature. It involves getting on a video call with a Kotak bank executive to complete your KYC process, essentially ruling out a visit to a Kotak bank branch completely.
In the Video KYC process, you have to fill up your details online. After you fill up all the required details, the Kotak bank executive will carry out basic checks over video interaction. The agent will guide you through the entire process. Just have your original documents, a blank paper, and a blue/black pen handy. Once this Video KYC is done, you will have a fully-functional Kotak UNI Student Bank Account within 24 hours.
To open this student savings account you will need a residence proof, an identity proof, a signature proof, and a proof to ensure student status.
Once the Video KYC process is done to open the Kotak UNI Student Bank Account online, it takes less than 24 hours for the account to be activated.
While the effort has been made to provide the UNI Student Bank Account with class-leading benefits that remain extremely useful even when students take up a job post their course completion, this student savings account also ensure that students develop a strong sense of financial learning. In the future, it will lead to these students becoming individuals who have great understanding and control of their personal finance requirements.