Pro Savings Account Features - Kotak Mahindra Bank
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Frequently Asked Questions

What is the interest rate for Pro Savings accounts?

For Pro Savings Account if daily balances in Savings Account is above Rs. 50 lakhs, it will earn 4% interest p.a. Where if the daily balances in Savings Account is up to Rs. 50 lakhs, it will continue to earn 3.50% interest p.a. These interest rates are applicable for Resident Accounts only.

Does the Pro Savings Account offer any special features or benefits?

With the Pro Savings Account, you can avail premium banking services and a plethora of benefits, all at a much lower Average Monthly Balance of Rs.20,000. You can enjoy Free access to all domestic VISA ATMs, Free cash withdrawals at other domestic ATMs, Free Home Banking Facility, Free Demand Drafts, Free NEFT through Netbanking etc.

Is there a limit to the number of transactions I can make with my Pro Savings account?

There is no limit to the number of withdrawls either from our ATMs or any other domestic ATMs. However for cash transaction (deposit / withdrawl) at Branch or Cash Deposit Machine, there are Nil Charges upto 5 transactions or 3 lac / month whichever is earlier. Post these limits, charged at Rs.4.5 / 1000 (Minimum Rs.150)