Help Center
Locate us
#PayShopMore
Experience the all-new Kotak Netbanking
Simpler, smarter & more intuitive than ever before
Popular Products
Show More
Quick Help
Show More
Frequently Asked Questions
Show More
For Kotak Bank Customers
For Kotak811 Customers
Experience the all-new Kotak Netbanking Lite
Simpler, smarter & more intuitive than ever before. Now accessible on your mobile phone!
Enjoy secure and convenient cash-free shopping at over 30 lac stores in India and a wide range of websites and mobile apps with your Kotak #PayShopMore Debit Card. What’s more, you can also use your card for shopping even when you travel abroad. It comes loaded with the following features and benefits as well:
Personal Accidental Death Cover of up to Rs 2 lakhs
Access to a wide range of deals and offers, online and at retail stores
Enhanced security with a Chip Debit Card
Transaction limit of upto Rs. 2 lakhs at online and retail merchants
Acceptance at a wide range of online and retail merchants in India and abroad
Download Kotak Mobile Banking app today to pay with Scan & Pay
Enjoy faster payments using Samsung Pay on your Samsung Galaxy Smartphone
Your City. Your Pride. Get it on your Kotak #PayShopMore Debit Card today!
In line with RBI guidelines, Kotak Debit Cards issued from 1st Oct’20 can only be used at domestic retail outlets for payments and ATMs, to know how to enable:
Non chip Debit Cards issued on or after December 1, 2013 cannot be used outside India.
The Bank will charge cross-currency mark-up of 3.5% on foreign currency transactions carried out on Debit Cards. The exchange rate used will be the VISA wholesale exchange rate prevailing at the time of transaction.
A chip card has a microchip embedded in the kotak debit card. The chip is difficult to tamper with and therefore provides enhanced security to your transactions. You can get a Chip Kotak Debit Card issued by:
All Chip Kotak Debit Cards are by default enabled for international use.
*If a customer is using Magnetic Strip (Non Chip) Kotak Debit Card for international transactions, then as a process, the customer is issued a chip kotak debit card in lieu of the magnetic strip kotak debit card (as per eligibility).
Charges for using Kotak Debit Cards at other bank ATMs can be found in the below link:
Call our 24-hour Customer Contact Centre at 1860 266 2666 to modify the limits up to the default limits. To increase limits more than the default limits, visit your nearest Kotak Mahindra bank branch.
The following transaction charges are applicable when you use the Kotak Debit Card at:
