Group Health Care

Group Health Care policy provides customised health insurance coverage for group members and their dependents covered under the policy based on their requirements.

Persons to be covered

Customers of Kotak Mahindra Bank Limited

Age Band - 18 to 55 Years

Policy Terms

1 Year Cover will commence from the date of enrollment of the individual under the group policy, subject to payment of premium to the insurer.

Sum Insured

3 lacs/ 4 lacs/ 5 lacs

Policy Coverage
Base Covers	Sum Insured Limits
Policy Period	1 Year
Policy Type	Individual
In Patient treatment	Up to Sum Insured
Day Care Treatment	Up to Sum Insured
Pre-Hospitalisation Medical Expenses	60 Days
Post-Hospitalisation Medical Expenses	90 Days
Emergency Ambulance	Up to ₹20,000/- per event
Domiciliary Hospitalization	Covered
Donor Expenses	Covered
Optional Covers	Sum Insured Limits
Room Rent Capping	1% of SI for Normal Rooms and 2% of SI for ICU Rooms
Alternative Treatment (AYUSH)	Up to ₹100,000/-
Wellness Benefits	Health Check-up and Report evaluation - One Annual Health Check-up

Please refer to the policy wording.

Exclusions^

Any claim related to maternity is excluded
Intentional self-injury (whether arising from an attempt to commit suicide or otherwise)
Injury or Illness due to use, misuse or abuse of intoxicating drugs or alcohol;
Expenses on treatment of mental Illness, stress, psychiatric or psychological disorders
Aesthetic treatment, cosmetic surgery or plastic surgery
Claim directly or indirectly related to criminal acts
Treatment taken outside India

Products Available

Health Care

A comprehensive health insurance plan to ensure you and your family members are always well-protected.

Secure Shield

Protect yourself and your family against the expenses that come with treating critical illnesses, without having to compromise on the quality of healthcare.

Disclaimer

Insurance is offered and underwritten by Zurich Kotak General Insurance Company (India) Limited (Formerly known as Kotak Mahindra General Insurance Company Limited)

Zurich Kotak General Insurance Company (India) Limited (Formerly known as Kotak Mahindra General Insurance Company Limited)

Registered Office: 401, 4th Floor, Silver Metropolis, Jai Coach Compound, Off Western Express Highway, Goregaon (East), Mumbai- 400063. Maharashtra, India.
Toll free: 1800 266 4545; Email: [email protected]
CIN: U66000MH2014PLC260291. IRDAI Reg. No.152.

Kotak Mahindra Bank Ltd. is a Corporate Agent of Zurich Kotak General Insurance Company (India) Limited (Formerly known as Kotak Mahindra General Insurance Company Limited)

Registered Address: 401, 4th Floor, Silver Metropolis, Jai Coach Compound, Off Western Express Highway, Goregaon (East), Mumbai- 400063. Maharashtra, India. IRDAI License No. CA0250.

Trade logo displayed above belongs to Kotak Mahindra Bank Ltd. and is used under license. The advertisement contains only an indication of the covers offered. For more details on risk factors, terms, conditions, coverages and exclusions, please read the sales brochures carefully before concluding a sale.

Group Health Care UIN: ZUKHLGP21221V032021

Insurance is the subject matter of solicitation. Participation by Kotak Mahindra Bank Ltd.’s customers to buy insurance policy is purely voluntary and there is no direct or indirect linkage between the provision of banking services offered by Kotak Mahindra Bank Ltd. to its customers and products/services offered by Zurich Kotak General Insurance Company (India) Limited Insurance products/services are obligations of Zurich Kotak General Insurance Company (India) Limited and are not guaranteed by Kotak Mahindra Bank Ltd. Zurich Kotak General Insurance Company (India) Limited shall be liable or responsible for all matters arising out of or pertaining to the insurance products/ services offered by it.