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Group Health Care policy provides customised health insurance coverage for group members and their dependents covered under the policy based on their requirements.
Persons to be covered |
Customers of Kotak Mahindra Bank Limited Age Band - 18 to 55 Years |
Policy Terms |
1 Year Cover will commence from the date of enrollment of the individual under the group policy, subject to payment of premium to the insurer. |
Sum Insured |
3 lacs/ 4 lacs/ 5 lacs |
Policy Coverage |
|
|---|---|
Base Covers |
Sum Insured Limits |
Policy Period |
1 Year |
Policy Type |
Individual |
In Patient treatment |
Up to Sum Insured |
Day Care Treatment |
Up to Sum Insured |
Pre-Hospitalisation Medical Expenses |
60 Days |
Post-Hospitalisation Medical Expenses |
90 Days |
Emergency Ambulance |
Up to ₹20,000/- per event |
Domiciliary Hospitalization |
Covered |
Donor Expenses |
Covered |
Optional Covers |
Sum Insured Limits |
Room Rent Capping |
1% of SI for Normal Rooms and 2% of SI for ICU Rooms |
Alternative Treatment (AYUSH) |
Up to ₹100,000/- |
Wellness Benefits |
Health Check-up and Report evaluation - One Annual Health Check-up |
Please refer to the policy wording.
Exclusions^
Disclaimer
Insurance is offered and underwritten by Zurich Kotak General Insurance Company (India) Limited (Formerly known as Kotak Mahindra General Insurance Company Limited)
Zurich Kotak General Insurance Company (India) Limited (Formerly known as Kotak Mahindra General Insurance Company Limited)
Registered Office: 401, 4th Floor, Silver Metropolis, Jai Coach Compound, Off Western Express Highway, Goregaon (East), Mumbai- 400063. Maharashtra, India.
Toll free: 1800 266 4545; Email: care@zurichkotak.com
CIN: U66000MH2014PLC260291. IRDAI Reg. No.152.
Kotak Mahindra Bank Ltd. is a Corporate Agent of Zurich Kotak General Insurance Company (India) Limited (Formerly known as Kotak Mahindra General Insurance Company Limited)
Registered Address: 401, 4th Floor, Silver Metropolis, Jai Coach Compound, Off Western Express Highway, Goregaon (East), Mumbai- 400063. Maharashtra, India. IRDAI License No. CA0250.
Trade logo displayed above belongs to Kotak Mahindra Bank Ltd. and is used under license. The advertisement contains only an indication of the covers offered. For more details on risk factors, terms, conditions, coverages and exclusions, please read the sales brochures carefully before concluding a sale.
Group Health Care UIN: ZUKHLGP21221V032021
Insurance is the subject matter of solicitation. Participation by Kotak Mahindra Bank Ltd.’s customers to buy insurance policy is purely voluntary and there is no direct or indirect linkage between the provision of banking services offered by Kotak Mahindra Bank Ltd. to its customers and products/services offered by Zurich Kotak General Insurance Company (India) Limited Insurance products/services are obligations of Zurich Kotak General Insurance Company (India) Limited and are not guaranteed by Kotak Mahindra Bank Ltd. Zurich Kotak General Insurance Company (India) Limited shall be liable or responsible for all matters arising out of or pertaining to the insurance products/ services offered by it.
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