10 Best Laptops Under ₹40000 in India for 2024 - Buy with No Cost EMI
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28 MAY, 2024

Laptops have become indispensable tools for work, study, entertainment, and everything in between. With many options available in the market, choosing the right laptop that meets your needs while staying within your budget can be daunting. However, with the advent of No-cost EMI options, owning a high-quality laptop has become more accessible than ever before. In this blog, we'll explore the top 10 best laptops under 40000 in India that offer the convenience of No-cost EMI payment plans.

Advantages of No Cost EMI

  • No Cost EMI schemes eliminate the burden of interest on installment amounts, ensuring that you pay only the actual price of the product. This makes purchases more economical, as there are no additional charges disguised as interest, ultimately saving you money in the long run.
  • With No-Cost EMI, the cost of a purchase is divided into equal monthly installments, facilitating easier budget management. By spreading out payments over time, you can better align your expenses with your monthly income, avoiding the strain of paying a large sum upfront and ensuring smoother cash flow.
  • Timely and regular payments under a No-Cost EMI scheme can have a positive impact on your credit score. Demonstrating responsible credit management by making payments on time reflects well on your credit history, potentially improving your eligibility for future credit products and offering better terms and conditions.

Read Also: Best Laptop Under ₹30,000

How to choose the Best Laptop Brands?

A. Performance specifications: Look for processors, RAM capacity, and graphics capabilities that align with your intended usage. High-performance components can ensure smooth multitasking, faster processing speeds, and optimal performance for demanding tasks such as gaming, graphic design, or video editing in the best gaming laptops under 40000.

B. Storage capacity: Assess your storage requirements based on the type of files you'll be storing, such as documents, multimedia files, and software applications. Opt for brands that offer ample storage options, including solid-state drives (SSDs) for faster data access and traditional hard disk drives (HDDs) for higher storage capacities at a lower cost.

C. Brand reputation and customer reviews: Research brands with a proven track record of producing high-quality, reliable laptops with excellent customer support and after-sales service. Additionally, read customer reviews and ratings to gauge user experiences and identify any recurring issues or drawbacks.

D. Display size and quality: Consider your preferences regarding screen size, resolution, and display technology (such as IPS or OLED) when choosing a laptop brand. Whether you prioritize immersive multimedia experiences, precise color accuracy for creative work, or portability for on-the-go productivity, opt for brands that offer diverse display options to cater to your needs.

E. Battery life and portability: Evaluate the battery life offered by different laptop brands, considering factors such as battery capacity, power efficiency of components, and optimization features. Choose brands known for delivering long-lasting battery performance to support extended usage sessions without frequent recharging. Additionally, assess the portability features, including weight, dimensions, and build quality, to ensure that the laptop is lightweight and durable enough to accompany you wherever you go.

Top Laptops Under 40k with No Cost EMI

1. HP 15s

HP offers a wide range of laptops catering to various user needs, from budget-friendly options to high-performance models suitable for professionals and gamers. Known for their reliability and innovation, the best hp laptops under 40000 are popular among consumers for their sleek designs, powerful hardware, and robust build quality.

Specifications

Details

Model Name

HP 15s

Display size

15.60-inch

Display resolution

1920x1080 pixels

Touchscreen

No

Processor

Ryzen

RAM

8GB

OS

Windows 11

SSD

512GB

2. Asus VivoBook 14 X412

Asus is renowned for its diverse lineup of laptops, including ultraportables, gaming laptops, and budget-friendly options. With a focus on innovation and cutting-edge technology, Asus laptops are favored by users worldwide for their performance, durability, and stylish designs that cater to different preferences and requirements.

Read Also: Best Laptop Under ₹50,000

Specifications

Details

Model Name

Asus VivoBook 14 X412

Price

Rs.33,990

Display size

14.00-inch

Display resolution

1920x1080 pixels

Processor

Core i3

RAM

4GB

OS

Windows 10 Home

Hard disk

1TB

3. Lenovo ChromeBook 300E

Lenovo Chromebooks are known for their affordability, simplicity, and ease of use, making them ideal for students, educators, and businesses looking for cost-effective computing solutions. Lenovo Chromebooks offer seamless integration with Google's ecosystem, providing access to a wide range of productivity tools and applications.

Specifications

Details

Model Name

Lenovo ChromeBook 300E

Price

Rs.39,924

Display size

11.60-inch

Display resolution

1366x768 pixels

Processor

MediaTek MT8173C

RAM

4GB

OS

Chrome OS

Hard disk

32GB

SSD

No

4. HP Stream 11 Pro G4 EE

HP Stream laptops are designed for users seeking affordable yet reliable computing solutions for everyday tasks such as web browsing, email, and light productivity work. With compact designs, long battery life, and Windows operating systems, HP Stream laptops offer value and convenience to budget-conscious consumers.

Specifications

Details

Model Name

HP Stream 11 Pro G4 EE

Display size

11.60-inch

Display resolution

1366x768 pixels

Touchscreen

No

Processor

Celeron Dual Core

RAM

4GB

OS

Windows 10 Professional

Storage capacity

64GB

SSD

No

Graphics

Intel Integrated HD Graphics

5. Acer Aspire 3 A315-33

Acer Aspire laptops are versatile devices offering a balance of performance, portability, and affordability. From entry-level models to high-end configurations, Acer laptops under 40000 cater to a wide range of users, including students, professionals, and casual users, with features tailored to meet diverse computing needs.

Specifications

Details

Model Name

Acer Aspire 3 A315-33

Display size

15.60-inch

Display resolution

1366x768 pixels

Touchscreen

No

Processor

Celeron Dual Core

RAM

2GB

OS

Windows 10

Hard disk

500GB

SSD

No

Graphics

Intel Integrated HD Graphics 520

6. Dell Latitude 3490

Dell Latitude laptops are renowned for their business-centric features, durability, and security enhancements, making them ideal choices for professionals and enterprise users. With robust build quality, advanced security features, and reliable performance, the best Dell laptops under 40000 ensure productivity and reliability in demanding work environments.

Specifications

Details

Model Name

Dell Latitude 3490

Display size

14.00-inch

Display resolution

1366x768 pixels

Touchscreen

No

Processor

Core i3

RAM

8GB

OS

DOS

Hard disk

1TB

SSD

No

Graphics

Intel Integrated Graphics

7. Asus VivoBook S S406UA-BM231T

Asus VivoBook laptops combine style, performance, and affordability, making them popular choices among consumers seeking sleek and powerful laptops at competitive prices. With a focus on innovation and user-centric design, Asus laptops under 40000 offer a compelling blend of features and value for various computing needs.

Specifications

Details

Model Name

Asus VivoBook S S406UA-BM231T

Display size

14.00-inch

Display resolution

1920x1080 pixels

Processor

Core i3

RAM

8GB

OS

Windows 10

Hard disk

256GB

SSD

No

Graphics

Integrated Intel HD Graphics

8. Dell Vostro 3449

Dell Vostro laptops are designed for small businesses and professionals seeking reliable and affordable computing solutions. With business-focused features, robust security options, and dependable performance, Dell Vostro laptops provide the reliability and productivity tools necessary for business success.

Specifications

Details

Model Name

Dell Vostro 3449

Display size

14.00-inch

Display resolution

1366x768 pixels

Touchscreen

No

Processor

Core i5

RAM

4GB

OS

Linux

Hard disk

500GB

SSD

No

Graphics

Nvidia GeForce 820M

9. Acer Swift 3 SF315-41

Acer Swift laptops are known for their sleek designs, lightweight construction, and powerful performance, catering to users who prioritize portability without compromising on performance. With long battery life, fast processors, and vibrant displays, Acer Swift laptops offer an ideal blend of mobility and productivity for on-the-go users.

Specifications

Details

Model Name

Acer Swift 3 SF315-41

Display size

15.60-inch

Display resolution

1920x1080 pixels

Touchscreen

No

Processor

APU Quad Core

RAM

8GB

OS

Windows 10 Home

Hard disk

No

SSD

No

10. Lenovo ThinkPad L450

Lenovo ThinkPad laptops are renowned for their durability, reliability, and productivity-focused features, making them popular choices among business professionals and corporate users. With renowned build quality, industry-leading keyboards, and robust security features, Lenovo laptops under 40000 deliver superior performance and reliability in professional environments.

Specifications

Details

Model Name

Lenovo ThinkPad L450

Processor

Core i5

RAM

4GB

OS

Windows 8 Professional

Hard disk

500GB

SSD

No

How to Avail Credit Card No Cost EMI on Laptops

To qualify for the No Cost EMI payment option on laptops, certain conditions must be met:

  • You need to make a minimum purchase of Rs 5,000 using your Kotak Mahindra Bank Credit Cards on leading e-commerce platforms such as Flipkart and Amazon to be eligible for this payment option.
  • No Cost EMI is offered by select sellers and brands and is available only on specific laptop models. Not all laptops may qualify for this payment option.
  • No-cost credit card EMI can be availed only using Credit Cards. Other payment methods like net banking and cash on delivery are not applicable.
  • The No Cost EMI option can only be utilized for eligible items added to the cart. It's important to ensure that the chosen laptop qualifies for this payment option.
  • Customers can avail of No Cost EMI only if the order is not canceled, returned, or exchanged.

The process to avail of No Cost EMI on laptops is simple:

  • Choose a laptop that is eligible for the No Cost EMI option.
  • Review the available EMI plans, usually offered for tenures of 3, 6, 9, and 12 months, and select the one that suits your financial requirements.
  • Carefully select the desired EMI plan based on your budget and preferences.
  • Add the eligible laptop to your cart, proceed to checkout, and select your shipping address and payment method.
  • Choose your Credit Card as the payment method, enter the required card details, and select the No Cost EMI option to confirm the payment and complete the purchase.

Kotak Mahindra Bank enhances the benefits of no-cost EMIs by offering cashback, discounts, and reward points, thereby providing additional value to users.

Laptop Brand

Cashback Offer

LG

Up to ₹26,000

Samsung

Up to ₹25,000

Lenovo

Up to ₹10,000

Acer

Up to ₹4,000

Conclusion

With the availability of No-cost EMI options, owning a high-quality laptop under 40000 in India has never been easier. Whether you're shopping for yourself or looking for a gift for a loved one, consider one of the laptops mentioned above and take advantage of the convenience and affordability offered by No Cost EMI payment plans.

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Disclaimer: This Article is for information purposes only. The views expressed in this Article do not necessarily constitute the views of Kotak Mahindra Bank Ltd. (“Bank”) or its employees. The Bank makes no warranty of any kind with respect to the completeness or accuracy of the material and articles contained in this Article. The information contained in this Article is sourced from empaneled external experts for the benefit of the customers and it does not constitute legal advice from the Bank. The Bank, its directors, employees and the contributors shall not be responsible or liable for any damage or loss resulting from or arising due to reliance on or use of any information contained herein. Tax laws are subject to amendment from time to time. The above information is for general understanding and reference. This is not legal advice or tax advice, and users are advised to consult their tax advisors before making any decision or taking any action.