Help Center
Locate us
Step-by-Step Guide of UPI Payments with RuPay Credit Cards
Experience the all-new Kotak Netbanking
Simpler, smarter & more intuitive than ever before
Popular Products
Show More
Quick Help
Show More
Frequently Asked Questions
Show More
For Kotak Bank Customers
For Kotak811 Customers
Experience the all-new Kotak Netbanking Lite
Simpler, smarter & more intuitive than ever before. Now accessible on your mobile phone!
Only RuPay network-based RuPay Credit Cards can be linked to UPI. Check with your Bank to see if your card can make UPI payments.
Usually, there are no extra fees for using your RuPay Credit Card with UPI. But, it's good to read your Bank's rules carefully because sometimes there might be small costs related to RuPay Credit Card transactions, not UPI.
Use the official banking app or trusted UPI apps like Google Pay, PhonePe, or Paytm to link your card. Always double-check your card details when you enter them, and only confirm transactions after you get and put in the correct OTP from your Bank.
If your payment does not go through, first check your card information and ensure you have a sufficient credit limit. Also, check for mistakes in the transaction details. If everything looks right but it still fails, call customer service for help.
Disclaimer: This Article is for information purposes only. The views expressed in this Article do not necessarily constitute the views of Kotak Mahindra Bank Ltd. (“Bank”) or its employees. The Bank makes no warranty of any kind with respect to the completeness or accuracy of the material and articles contained in this Article. The information contained in this Article is sourced from empaneled external experts for the benefit of the customers and it does not constitute legal advice from the Bank. The Bank, its directors, employees and the contributors shall not be responsible or liable for any damage or loss resulting from or arising due to reliance on or use of any information contained herein. Tax laws are subject to amendment from time to time. The above information is for general understanding and reference. This is not legal advice or tax advice, and users are advised to consult their tax advisors before making any decision or taking any action.
Success
Failure
A Unified Payment Interface, or UPI, is a digital payment method that has changed how we manage our money today. UPI has made our lives easy by ensuring we get instant and secure transactions directly from our smartphones. Once you combine the advantages of a RuPay Credit Card from Kotak Mahindra Bank with the versatility of UPI, you can explore various benefits.
Using a RuPay Credit Card for UPI payment streamlines payments and comes with rewards like cashback and reward points. Whether for paying daily expenses or managing higher purchases, RuPay Credit Card UPI Payment ensures you make the most of each potential transaction.
What is UPI
It is a revolutionary system developed by the National Payments Corporation of India. It allows users to link their Bank accounts to a mobile app, allowing them to make instant payments and transfers without needing Bank details at the time of the transaction. This method is better than traditional payments because it's fast, secure, and available round-the-clock.
Why Use RuPay Credit Cards for UPI Payments
Using RuPay Credit Cards for UPI Payments is beneficial over using debit cards, as it allows you to take advantage of the rewards system, such as cashback or reward points, which are redeemable against many offers.
This method also streamlines your financial management by consolidating more of your spending onto a card that offers purchase protection and bonuses. Whether topping up wallets, paying for groceries, or settling bills, using your RuPay Credit Card to make these payments enhances every transaction.
How to Link RuPay Credit Cards to UPI
Linking your RuPay Credit Card to UPI payment platforms is a straightforward process that can help you make payments quickly and securely. Here’s how you can set it up:
To get a smooth setup when linking your RuPay Credit Card to UPI, consider these helpful tips:
How to Make UPI Payments Using RuPay Credit Cards
Making payments is easy once your RuPay Credit Card is linked to a UPI app. Follow these steps to complete a transaction:
Following these steps, you can use your RuPay Credit Card for UPI Payments, making the most of UPI with the benefits of credit.
Conclusion
Using your RuPay Credit Card to UPI payment method combines the benefits of both worlds— the ease of UPI and the benefits of RuPay Credit Card use. For Kotak Mahindra Bank customers, it means making the most of every transaction. You'll get added security, rewards, and flexibility. This integration simplifies financial management and enriches your spending experience. Start using your RuPay Credit Card for UPI payments today and enjoy enhanced convenience and benefits.
Disclaimer- Please note that the feature of making UPI payments on RuPay Credit Card is available only on Rupay network based RuPay Credit Cards only
You have already rated this article
OK