How to Check Pradhan Mantri Awas Yojana Status Online

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17 MAY, 2021

Launched in the year 2015, the Pradhan Mantri Awas Yojana (PMAY) is nothing less than a blessing for individuals looking to purchase their own house. The PMAY scheme intends to provide affordable houses to approximately 2 crore individuals by 2022. In order to encourage a greater number of people to avail the benefits of PMAY scheme, the government has announced various subsidies on the interest rate on housing loan. This not only decreases the overall cost of borrowing but also reduces the repayment burden of the home loan for the borrower.

People belonging to the following income groups can avail the benefits of the PMAY scheme:

Economically Weaker Section (EWS)
Low Income Group (LIG)
Middle Income Group 1 (MIG-1)
Middle Income Group 2 (MIG-2)

The table below denotes the annual income of eligible beneficiaries, interest rate subsidy, and maximum loan amount that can be availed by them:

Category	EWS	LIG	MIG-1	MIG-2
Annual income	Rs 3 Lakhs	Between Rs 3 Lakhs and Rs 6 Lakhs	Between Rs 6 Lakhs and Rs 12 Lakhs	Between Rs 12 Lakhs and Rs 18 Lakhs
Interest rate subsidy	6.50%	6.50%	4%	3%
Maximum loan amount	Rs 6 Lakhs	Rs 6 Lakhs	Rs 9 Lakhs	Rs 12 Lakhs

Individuals who already have a house registered under their name, or under the name of any family member won’t be eligible for the PMAY scheme. Additionally, if any family member of the applicant has already availed central assistance from the Government under any housing scheme, their PMAY application will be rejected.

Therefore, it is advisable to check the PMAY scheme eligibility beforehand to avoid the chances of claim rejection.

Once you have determined your eligibility, you can easily apply for the PMAY scheme on the official PMAY website by filling the online application form and submitting the required documents. Make sure that you have all the essential documents such as ID proof, address proof, bank account statement, income certificate, etc. readily available with you to avoid any inconvenience.

Once you have successfully applied for PMAY scheme, you can check your PMAY status online by following the below-mentioned steps:

Steps to Check PMAY Status Online

Step 1: Visit the official website of PMAY.

Step 2: On visiting the official PMAY website, you must select one of the two options through which you would like to track your PMAY application status. Both the options are mentioned below:

Option 1: Track PMAY Application Status - By Name, Mobile Number and Father’s Name

If you select Option 1, then you must enter all the necessary details such as your name, father’s name, state, district, city, and mobile number. On providing all the required information, your PMAY application status will be displayed.

Option 2: Track PMAY Application Status – By Using Assessment ID

In case you select Option 2, you will be required to enter your Assessment ID and Mobile number. Post this, you will be directed to a page wherein your PMAY application will be displayed.

Now that you are well aware of the benefits of PMAY scheme, its application process and how to check the PMAY status online, ensure to make the most of this valuable scheme to purchase that dream house. In case of any query while availing a home loan under the PMAY scheme, do not hesitate to seek the help of a financial expert to avoid any inconvenience in the later stages.

How to Check PMAY Status Online? Step-By-Step Guide

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