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Key Document Checklist You Should Follow When Availing a Home Loan In India!
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Home loans are an easy ticket to your dream home. They are easy to avail and convenient to repay. You can visit the branch or sit at your work desk in your home or office to apply online. Moreover, you need not stress about paying the entire amount at once. You can choose a tenure that allows you to repay the amount in easy and small-equated monthly installments. However, to get a loan without any hassle, you must complete the application process efficiently. You must ensure that the form is updated and accurate. Similarly, documentation is a crucial part of the application process. If your documents are not up to the mark, the lenders can reject your application.
Here is a checklist of the documents you must have while availing a home loan in India.
KYC documents
Identity proof
You would need to submit the following documents for identity proof that can help the lender verify your identity.
Address proof
The lender would verify the address you mention on your application form with address proof. The following can be furnished as the address proof:
Age proof
Property documents
While availing a home loan, you would need to submit the following property documents to the lender.
Income documents
Income documents typically differ for salaried and self-employed applicants.
For salaried applicants:
For self-employed applicant:
You must ensure that you furnish documents required for home loans updated with the latest details. Incomplete or incorrect documents often lead to application rejections, which can further affect your credit score adversely. So, refer to this checklist for documents and apply for home today.
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