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4 Things to remember when planning your dream wedding
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Disclaimer: This Article is for information purposes only. The views expressed in this Article do not necessarily constitute the views of Kotak Mahindra Bank Ltd. (“Bank”) or its employees. The Bank makes no warranty of any kind with respect to the completeness or accuracy of the material and articles contained in this Article. The information contained in this Article is sourced from empaneled external experts for the benefit of the customers and it does not constitute legal advice from the Bank. The Bank, its directors, employees and the contributors shall not be responsible or liable for any damage or loss resulting from or arising due to reliance on or use of any information contained herein. Tax laws are subject to amendment from time to time. The above information is for general understanding and reference. This is not legal advice or tax advice, and users are advised to consult their tax advisors before making any decision or taking any action.
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A dream wedding takes months of preparation. After all, you want to plan for every eventuality as precisely as possible to guarantee that your big day is filled with grandeur.
To make it easier, we have brought together a few of the best ways to plan a spectacular ceremony and avoid any last-minute hassle.
Set your budget: Examine your finances closely, whether it is a small or a grand wedding. Facing tough budgeting decisions? You can always opt for a personal loan to cover the expenses.
Bring in backup: Friends and family can offer emotional as well as tactical support during the planning process and on the big day. You can also opt for a wedding planner to make things simpler.
List priorities: List tasks backwards from D-Day to ensure you close a few important things every day. This way, you can stay within your budget and timeline by prioritising what matters most.
Read every contract: With multiple contracts coming in from vendors, ensure to review everything before signing. This will ensure seamlessness and leave you in a better spot if anything goes haywire.
As the host, while you are making sure that you put your best foot forward, do not let money be a constraint. Apply for Kotak Personal Loan if you are short on funds and fulfil every dream for your wedding. At Kotak Mahindra, the personal loan interest rates are competitive, starting at 10.99% per annum. There are no restrictions on the use of the money sanctioned to you as a loan amount. It is your choice whether you want to use it to book the venue, pay the wedding planner, or buy your designer lehenga.
Applying for Kotak Mahindra's instant personal loan is effortless, and the documents required for a personal loan are also minimal. The loan is unsecured and collateral-free, issued based on your income and other personal loan eligibility parameters. The factors affecting eligibility include age, income, type of occupation, and credit score, among others. Before you apply for a loan, it is a good idea to use the online personal loan eligibility calculator to get an estimate of the loan amount you can get approval for. Applying for a loan amount more than your eligibility can delay the process and even lead to rejection.
Another online tool to use during personal loan applications is the personal loan EMI calculator. It calculates the instalment you need to pay every month based on your loan amount, repayment tenure, and applicable interest rate. You can opt for a repayment tenure anywhere between 12 and 60 months.
Whether you need part-funding or full funding for your wedding logistics, Kotak Bank's Personal Loans can help you cover your dream wedding's expenses. With easy documentation and quick disbursal, you can instantly avail of funds for your marriage!
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