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Withdraw cash at a Kotak ATM — without a card!
Experience the all-new Kotak Netbanking
Simpler, smarter & more intuitive than ever before
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For Kotak Bank Customers
For Kotak811 Customers
Experience the all-new Kotak Netbanking Lite
Simpler, smarter & more intuitive than ever before. Now accessible on your mobile phone!
Want to send money to a friend but the friend doesn’t have a bank account? Looking to help a family member with cash but you are too far away? Or is it one of those days when you have forgotten your wallet at home? No problem! Now you or your beneficiary can withdraw cash in a safe and convenient way WITHOUT a card. All you need is your mobile phone!
The Cardless Cash facility allows you to send cash to anyone you choose to send it to, or to yourself, for withdrawal at a Kotak ATM. The receiver can withdraw cash without using a debit card. Yes, that's right! To withdraw cash, simply enter the details received via SMS on your mobile.
Steps for setting a Self-Withdrawal transaction request on Net Banking / Mobile Banking:
Steps to withdraw cash at the Kotak ATM:
For your safety, the Cardless Cash Withdrawal (IMT) request will expire after 48 hours post-midnight from the day of the IMT initiation.
e.g. : If a customer has initiated an IMT transaction on 9th Sep, then the withdrawal from Kotak ATM can be made till 11th Sep 23:59.
The amount will be refunded to your Bank account in case the cash is not withdrawn within the said period.