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Jaipur, famously known as the pink city of India, is renowned for its stunning palaces, picturesque lakes, and rich cultural heritage. Besides being a famous tourist spot, it is also a fantastic place to reside. If you wish to own a house in this beautiful city and want some monetary assistance, an affordable Home Loan in Jaipur from Kotak Mahindra Bank can be a great option.
Say goodbye to high home loan interest rates in Jaipur and step into the world of possibilities with us. We make home-buying hassle-free and affordable. Discover the easiest path to settle down in the Capital of Rajasthan with our customisable Home Loans.
If you are looking to apply for a Home Loan in Jaipur, it is beneficial to understand the interest rates beforehand. This will help you plan repayment better. Remember, with Kotak Mahindra Bank in Jaipur, you can get attractive home loan interest rates with customisable repayment tenures.
*T&C apply
Typically, the eligibility criteria for a home loan vary based on your income source, type of occupation, credit score and other factors. To understand your eligibility better, refer to the table below.
| Criteria | Self-employed Applicants | Salaried Applicants |
|---|---|---|
Age |
Applicants should be between 18-65 years old |
Applicants should be between 18 and 60 years old |
Citizenship |
Indian |
Indian |
Income |
Minimum Income of Rs 20,000 per month for residents of Delhi, Mumbai, Bangalore, Pune, and Chennai. Minimum Income of Rs. 15,000 per month for the residents of other cities. |
Minimum Income of Rs 20,000 per month for Delhi, Mumbai, Bangalore, Pune, and Chennai residents. Minimum Income of Rs 15,000 per month for the residents of other cities. |
Work Experience/ Continuity |
A minimum 3 years in business, practice or profession. |
2 years of work experience and at least 6 months in |
For a home loan in Jaipur, you need to provide various documents related to the property, finances, occupancy, identity, and address. These documents include
*In certain cases, additional documents may be required.
To apply for Kotak Home Loan, follow these steps:
After submitting the basic details, our Home Loan Specialist will reach out to you, to begin processing your application.
Yes, you can use a home loan to purchase a resale property in Jaipur. You only need to meet the eligibility criteria, provide the necessary documentation, and have a good credit score. If you check all these boxes, you’ll be good to go.
Yes, self-employed individuals are eligible to apply for home loans from Kotak Mahindra Bank. There are home loan products specifically tailored for self-employed individuals. The house loan eligibility criteria for self-employed individuals may vary slightly compared to salaried individuals and typically involve business stability, income proof, and financial statements.
To check for any specific scheme, visit the Kotak Mahindra bank's website or contact our representatives. They can provide details on the latest schemes, offers, and benefits tailored specifically for home loans in Jaipur.
Under Section 24B of the Income Tax Act, you can avail tax benefits on the interest paid up to 2 Lakhs on a Home loan and Principal payment up to Rs 1.5 Lakhs under Section 80C.
Kotak Mahindra Bank is the top choice for Home Loans in Jaipur due to our competitive interest rates, hassle-free application process, and swift loan approval. Our commitment to serving the financial needs of the people of Jaipur has made us a trusted name.
Branch Address:
Kotak Mahindra Bank Ltd.,1st Floor, Krishna Tower, Sardar Patel Marg,Jaipur - 302001|
Terms & Conditions Apply: The final home loan interest rate and other associated charges are subject to a rigorous assessment process, including an evaluation of the applicant's creditworthiness, CIBIL score, property value, and other relevant factors.
You can pay off any existing balance of Home Loan using Kotak’s Home Loan Balance Transfer at a lower rate of interest.
If you are an NRI and are looking for a Home Loan, Kotak provides you just that. Check out our NRI Home Loans section.
If you are looking for renovating your home, you can do so by taking Kotak’s Home Improvement Loans
To encourage women home buyers, Kotak Mahindra Bank offers affordable housing loans for women.
Disclaimer (Things you should know):
For loans: Credit at the sole discretion of the Bank and subject to guidelines issued by RBI from time to time. Bank may engage the services of marketing agents for the purpose of sourcing loan assets.
