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Rajkot is among the top 50 places to live in India. Affordable living and an amiable environment make it a fantastic place to own a house. If you are looking to buy a house and need monetary assistance, you can take a home loan in Rajkot from Kotak Mahindra Bank. Enjoy flexible and competitive home loan interest rates in Rajkot. Our loan application process is quick and requires minimal paperwork.
A lot of folks aspire to own a house in a beautiful city like Rajkot and availing a loan is now much easier with Kotak Home Loans
There are numerous benefits for you to enjoy, including:
*Note that the processing fee is a non-refundable amount.
You will be happy to know that Kotak Mahindra Bank offers competitive home loan interest rates. Also, there are tailored home loan options for every aspiring homeowner.
If you are interested, you can check your eligibility immediately and apply online or visit the nearest branch. For your reference, the interest rate details (for salaried and self-employed) are provided below.
Kotak Mahindra Bank provides attractive home loans in Rajkot with the following features:
If you looking for a home loan from Kotak Mahindra Bank, you need to meet the following eligibility criteria:
| Criteria | Self-employed Applicants | Salaried Applicants |
|---|---|---|
Age |
Applicants should be between 18-65 years old |
Applicants should be between 18 and 60 years old |
Citizenship |
Indian |
Indian |
Income |
Minimum Income of Rs 20,000 per month for residents of Delhi, Mumbai, Bangalore, Pune, and Chennai. Minimum Income of Rs. 15,000 per month for the residents of other cities. |
Minimum Income of Rs 20,000 per month for Delhi, Mumbai, Bangalore, Pune, and Chennai residents. Minimum Income of Rs 15,000 per month for the residents of other cities. |
Work Experience/ Continuity |
A minimum 3 years in business, practice, or profession. |
2 years of work experience and at least 6 months in the current organisation. |
To apply for a home loan in Rajkot, you will need the following documents:
Please ensure these essential documents are ready when applying for a home loan. It will make the loan processing stress-free and make the application process smooth and efficient.
Getting housing finance with competitive home loan interest rates in Rajkot is easy with Kotak Mahindra Bank. You just need to follow these steps:
After submitting the basic details, our Home Loan experts will reach out to you and begin processing your Home Loan application
Yes, With Kotak Mahindra Bank, you can avail yourself of a home loan with a flexible repayment tenure of up to 25 years. The Bank offers the benefit of a resale loan, wherein you can secure a loan of up to 90% of the value of your property.
Kotak Mahindra Bank extends its home loans to self-employed individuals. However, it is essential to note that the interest rates for home loans for self-employed individuals may vary depending on some factors.
If you have a Home Loan with a high-interest rate from your current lender, you can transfer the loan via balance transfer to Kotak Mahindra Bank. This way, you can pay back the outstanding amount on more favourable terms.
Terms & Conditions Apply: The final home loan interest rate and other associated charges are subject to a rigorous assessment process, including an evaluation of the applicant's creditworthiness, CIBIL score, property value, and other relevant factors.
You can pay off any existing balance of Home Loan using Kotak’s Home Loan Balance Transfer at a lower rate of interest.
If you are an NRI and are looking for a Home Loan, Kotak provides you just that. Check out our NRI Home Loans section.
If you are looking for renovating your home, you can do so by taking Kotak’s Home Improvement Loans
To encourage women home buyers, Kotak Mahindra Bank offers affordable housing loans for women.
Disclaimer (Things you should know):
For loans: Credit at the sole discretion of the Bank and subject to guidelines issued by RBI from time to time. Bank may engage the services of marketing agents for the purpose of sourcing loan assets.
